01小悦dà大jiā家hǎo好 ，huān欢yíng迎shōu收tīng听 《dà大bái白huà话zhōng中wén文 》。wǒ我shì是xiǎo小yuè悦 。Xiaoyue: Hello everyone, welcome to "Plain Chinese". I'm Xiaoyue.
02Leodà大jiā家hǎo好 ，wǒ我shì是 Leo。hěn很gāo高xìng兴yòu又hé和dà大jiā家jiàn见miàn面le了 。Leo: Hello everyone, I'm Leo. Nice to see you all again.
03小悦 Leo，jīn今tiān天wǒ我men们yào要liáo聊yí一gè个hěn很yǒu有yì意sī思de的huà话tí题 ，jiù就shì是 "qián钱 "。Xiaoyue: Leo, today we're going to talk about a very interesting topic, which is "money".
04Leoliáo聊qián钱 ？zhè这ge个huà话tí题wǒ我xǐ喜huan欢 ，dàn但wǒ我xiàn现zài在kǒu口dài袋lǐ里yì一fēn分qián钱dōu都méi没yǒu有 。Leo: Talk about money? I like this topic, but right now I don't have a single cent in my pocket.
05小悦zhēn真de的ma吗 ？nà那nǐ你shàng上cì次yòng用xiàn现jīn金shì是shén什me么shí时hòu候 ？Xiaoyue: Really? When was the last time you used cash?
06Leoràng让wǒ我xiǎng想xiǎng想 ，nà那yīng应gāi该shì是hěn很jiǔ久yǐ以qián前de的shì事le了 。Leo: Let me think, that should be a long time ago.
07小悦nǐ你zài在yīng英guó国lún伦dūn敦de的shí时hòu候 ，nǐ你yě也bú不yòng用xiàn现jīn金ma吗 ？Xiaoyue: When you were in London, UK, didn't you use cash either?
08Leozài在lún伦dūn敦de的shí时hòu候 ，wǒ我jīng经cháng常yòng用xìn信yòng用kǎ卡 ，ǒu偶ěr尔yě也huì会yòng用yì一diǎn点diǎn点xiàn现jīn金 。Leo: When I was in London, I often used credit cards, and occasionally a little bit of cash.
09小悦dàn但shì是nǐ你lái来dào到háng杭zhōu州yǐ以hòu后 ，shì是bu不shì是gǎn感jué觉wán完quán全bù不yí一yàng样le了 ？Xiaoyue: But after you came to Hangzhou, do you feel it's completely different?
10Leoméi没cuò错 ，zài在háng杭zhōu州 ，wǒ我jīng经cháng常huì会xiǎng想 ：xiàn现jīn金shì是shén什me么 ？wǒ我zhēn真de的bù不xū需yào要tā它 。Leo: Exactly, in Hangzhou, I often think: what is cash? I really don't need it.
11小悦hā哈hā哈 ，nǐ你yǐ已jīng经biàn变chéng成yí一gè个bù不xū需yào要qián钱bāo包de的háng杭zhōu州rén人le了 。Xiaoyue: Haha, you've already become a Hangzhou person who doesn't need a wallet.
12Leoshì是de的 ，wǒ我de的qián钱bāo包xiàn现zài在fàng放zài在jiā家lǐ里 ，wǒ我dōu都bù不zhī知dào道tā它zài在nǎ哪gè个fáng房jiān间 。Leo: Yes, my wallet is now at home, I don't even know which room it's in.
13小悦yīn因wèi为nǐ你xiàn现zài在mǎi买suǒ所yǒu有dōng东xī西dōu都zhī只xū需yào要yòng用shǒu手jī机 ，duì对ba吧 ？Xiaoyue: Because now you only need to use your phone to buy everything, right?
14Leoduì对 ，zhǐ只yào要shǒu手jī机zài在shǒu手lǐ里 ，wǒ我jiù就jué觉de得fēi非cháng常yǒu有ān安quán全gǎn感 。Leo: Yes, as long as I have my phone in my hand, I feel very secure.
15小悦nà那nǐ你néng能gěi给tīng听zhòng众péng朋yǒu友men们jiè介shào绍yí一xià下 ，zài在zhōng中guó国dà大jiā家yòng用shén什me么fù付qián钱ma吗 ？Xiaoyue: Then can you introduce to our listeners what people use to pay in China?
16Leozhǔ主yào要shi是liǎng两gè个 App，yí一gè个shì是zhī支fù付bǎo宝 ，yí一gè个shì是wēi微xìn信 。Leo: Mainly two apps, one is Alipay, the other is WeChat.
17小悦méi没cuò错 ，zhè这liǎng两gè个ruǎn软jiàn件jiù就xiàng像shì是zhuāng装zài在shǒu手jī机lǐ里de的yín银háng行kǎ卡 。Xiaoyue: That's right, these two apps are like bank cards installed in your phone.
18Leotā它men们fēi非cháng常cōng聪ming明 ，zhǐ只yào要bǎng绑dìng定le了yín银háng行kǎ卡 ，nǎ哪lǐ里dōu都néng能yòng用 。Leo: They are very smart, as long as you bind a bank card, you can use them anywhere.
19小悦 Leo，nǐ你shǒu手jī机lǐ里yǐ已jīng经zhuāng装hǎo好zhè这liǎng两gè个ruǎn软jiàn件le了ma吗 ？Xiaoyue: Leo, have you already installed these two apps on your phone?
20Leowǒ我yǒu有 ！wǒ我lái来zhōng中guó国yǐ以hòu后hěn很kuài快jiù就zhuāng装hǎo好le了 。Leo: I do! I installed them soon after I came to China.
21小悦kàn看lái来nǐ你zhǔn准bèi备dé得hěn很chōng充fèn分 ，nà那xiàn现zài在nǐ你jué觉de得nǎ哪yí一gè个gèng更hǎo好yòng用 ？Xiaoyue: Looks like you've prepared very well. So now which one do you think is better to use?
22Leoliǎng两gè个dōu都hěn很hǎo好yòng用 ，qù去shāng商diàn店huò或zhě者fàn饭diàn店 ，tā它men们dōu都néng能sǎo扫mǎ码 。Leo: Both are very good. When you go to stores or restaurants, they can both scan QR codes.
23小悦nà那wǒ我men们xiàn现zài在lái来shì试yí一xià下 ，kàn看kàn看zěn怎me么yòng用shǒu手jī机fù付qián钱 。Xiaoyue: Then let's try it now and see how to pay with a phone.
24Leohǎo好a啊 ，nǐ你xiàn现zài在shì是diàn店yuán员 ，wǒ我shì是lái来mǎi买dōng东xī西de的kè客rén人 。Leo: Okay, now you're the shop assistant, and I'm the customer.
25小悦méi没wèn问tí题 ，nǐ你xiǎng想cóng从wǒ我zhè这lǐ里mǎi买shén什me么 ？Xiaoyue: No problem. What do you want to buy from me?
26Leowǒ我xiǎng想mǎi买yì一píng瓶bīng冰de的shuǐ水 ，yīn因wèi为jīn今tiān天tiān天qì气yǒu有diǎn点rè热 。Leo: I want to buy a bottle of cold water, because it's a bit hot today.
27小悦hǎo好de的 ，zhè这píng瓶shuǐ水liǎng两kuài块qián钱 ，qǐng请wèn问nǐ你dài带shǒu手jī机le了ma吗 ？Xiaoyue: Okay, this bottle of water is two yuan. May I ask if you have brought your phone?
28Leowǒ我dài带le了 ，nǐ你kàn看 ，wǒ我xiān先dǎ打kāi开shǒu手jī机lǐ里de的sǎo扫yi一sǎo扫gōng功néng能 。Leo: I have it. Look, I first open the "scan" function on my phone.
29小悦duì对 ，rán然hòu后nǐ你zhī只xū需yào要duì对zhe着wǒ我guì柜tái台shàng上de的èr二wéi维mǎ码sǎo扫yí一xià下 。Xiaoyue: Right, then you just need to scan the QR code on my counter.
30Leo "dī滴 "de的yì一shēng声 ，wǒ我yǐ已jīng经sǎo扫hǎo好le了 ，xiàn现zài在shū输rù入mì密mǎ码 。Leo: With a "beep", I've scanned it, and now I enter the password.
31小悦hǎo好le了 ，wǒ我de的shǒu手jī机xiǎn显shì示qián钱yǐ已jīng经shōu收dào到le了 ，gěi给nǐ你shuǐ水 。Xiaoyue: Okay, my phone shows that the money has been received. Here's your water.
32Leowā哇 ，zhěng整gè个guò过chéng程kě可néng能yě也jiù就yòng用le了bú不dào到shí十miǎo秒zhōng钟 。Leo: Wow, the whole process probably took less than ten seconds.
33小悦què确shí实hěn很kuài快 ，nǐ你jué觉de得zhè这hé和yòng用xiàn现jīn金mǎi买dōng东xī西yǒu有shén什me么qū区bié别 ？Xiaoyue: It's indeed very fast. What do you think is the difference between this and buying things with cash?
34Leorú如guǒ果nǐ你yòng用xiàn现jīn金 ，kě可néng能xū需yào要yòng用liǎng两fēn分zhōng钟 。Leo: If you use cash, it might take two minutes.
35小悦liǎng两fēn分zhōng钟 ？shì是yīn因wèi为zhǎo找líng零qián钱hěn很má麻fán烦ma吗 ？Xiaoyue: Two minutes? Is it because getting change is troublesome?
36Leoduì对 ，nǐ你yào要xiān先zhǎo找qián钱bāo包 ，rán然hòu后shù数qián钱 ，zuì最hòu后diàn店yuán员hái还yào要zhǎo找gěi给nǐ你hěn很duō多yìng硬bì币 。Leo: Yes, you have to find your wallet first, then count the money, and finally the shop assistant has to give you a lot of coins as change.
37小悦tīng听qǐ起lái来què确shí实hěn很màn慢 ，ér而qiě且yìng硬bì币fàng放zài在kǒu口dài袋lǐ里hěn很zhòng重ba吧 ？Xiaoyue: It does sound slow, and coins are heavy in your pocket, aren't they?
38Leoméi没cuò错 ，wǒ我hěn很bù不xǐ喜huan欢yìng硬bì币 ，dàn但shì是zài在zhōng中guó国wǒ我wán完quán全méi没yǒu有zhè这ge个fán烦nǎo恼 。Leo: Exactly, I really don't like coins, but in China I don't have this problem at all.
39小悦zài在háng杭zhōu州 ，nǐ你chú除le了mǎi买shuǐ水 ，hái还yǒu有shén什me么dì地fāng方huì会yòng用dào到sǎo扫mǎ码 ？Xiaoyue: In Hangzhou, besides buying water, where else do you use QR code scanning?
40Leotài太duō多le了 ，wǒ我qù去nǎi奶chá茶diàn店mǎi买nǎi奶chá茶de的shí时hòu候yào要sǎo扫mǎ码 。Leo: Too many places. When I go to a milk tea shop to buy milk tea, I need to scan.
41小悦méi没cuò错 ，xiàn现zài在de的nián年qīng轻rén人měi每tiān天dōu都yào要hē喝yì一bēi杯nǎi奶chá茶 。Xiaoyue: That's right, young people nowadays drink a cup of milk tea every day.
42Leohái还yǒu有wǒ我qù去mǎi买tián甜pǐn品 ，huò或zhě者qù去cài菜shì市chǎng场mǎi买shuǐ水guǒ果de的shí时hòu候 。Leo: Also when I buy desserts, or when I go to the vegetable market to buy fruit.
43小悦nǎ哪pà怕nǐ你zhī只mǎi买yí一gè个píng苹guǒ果 ，yě也kě可yǐ以zhí直jiē接sǎo扫mǎ码fù付qián钱 。Xiaoyue: Even if you only buy one apple, you can directly scan and pay.
44Leoshì是de的 ，ā阿yí姨cóng从lái来bú不huì会yīn因wèi为qián钱shǎo少jiù就bú不ràng让wǒ我sǎo扫mǎ码 。Leo: Yes, the auntie never refuses to let me scan just because the amount is small.
45小悦chú除le了kuài快 ，nǐ你jué觉de得diàn电zǐ子zhī支fù付hái还yǒu有shén什me么hǎo好chù处 ？Xiaoyue: Besides being fast, what other benefits do you think electronic payment has?
46Leowǒ我jué觉de得zuì最dà大de的hǎo好chù处jiù就shì是bú不yòng用dài带qián钱bāo包chū出mén门le了 。Leo: I think the biggest benefit is not having to carry a wallet when going out.
47小悦shì是a啊 ，yǐ以qián前chū出mén门yào要jiǎn检chá查yào钥shi匙 、qián钱bāo包hé和shǒu手jī机 。Xiaoyue: Yes, in the past when going out you had to check for keys, wallet, and phone.
48Leoxiàn现zài在chū出mén门zhī只xū需yào要jiǎn检chá查shǒu手jī机 ，yào钥shi匙yě也bù不xū需yào要le了 ，yīn因wèi为dōu都shì是diàn电zǐ子suǒ锁 。Leo: Now when going out you only need to check your phone, and you don't even need keys because they're all electronic locks.
49小悦hái还yǒu有yì一diǎn点 ，nǐ你yǒu有méi没yǒu有fā发xiàn现 ，diàn电zǐ子zhī支fù付hěn很ān安quán全 ？Xiaoyue: Also, have you noticed that electronic payment is very safe?
50Leonǐ你de的yì意sī思shì是 ，wǒ我men们bú不yòng用dān担xīn心huì会shōu收dào到jiǎ假qián钱le了ma吗 ？Leo: Do you mean we don't have to worry about receiving fake money?
51小悦méi没cuò错 ，yǐ以qián前yòng用xiàn现jīn金de的shí时hòu候 ，yǒu有shí时hòu候huì会shōu收dào到jiǎ假de的zhǐ纸bì币 。Xiaoyue: Exactly, in the past when using cash, sometimes you would receive fake banknotes.
52Leonà那tài太zāo糟gāo糕le了 ，dàn但shì是yòng用shǒu手jī机fù付qián钱 ，shù数zì字shì是bú不huì会chū出cuò错de的 。Leo: That's terrible, but when paying with a phone, the numbers can't go wrong.
53小悦bú不guò过wǒ我yě也yǒu有yí一gè个dān担xīn心 ，rú如guǒ果nǐ你de的shǒu手jī机diū丢le了zěn怎me么bàn办 ？Xiaoyue: But I also have a concern: what if you lose your phone?
54Leozhè这shì是yí一gè个hǎo好wèn问tí题 ，shǒu手jī机diū丢le了 ，wǒ我de的qián钱huì会bu不huì会bèi被bié别rén人huā花diào掉 ？Leo: That's a good question. If I lose my phone, will my money be spent by someone else?
55小悦qí其shí实bú不yòng用dān担xīn心 ，yīn因wèi为fù付qián钱xū需yào要mì密mǎ码 ，huò或zhě者xū需yào要shuā刷liǎn脸 。Xiaoyue: Actually don't worry, because paying requires a password or face scanning.
56Leoō噢 ，wǒ我míng明bái白le了 ，bié别rén人méi没yǒu有wǒ我de的liǎn脸 ，jiù就méi没fǎ法yòng用wǒ我de的qián钱 。Leo: Oh, I see. Without my face, others can't use my money.
57小悦duì对 ，ér而qiě且nǐ你kě可yǐ以mǎ马shàng上dòng冻jié结nǐ你de的zhàng账hù户 。Xiaoyue: Right, and you can freeze your account immediately.
58Leonà那wǒ我jiù就fàng放xīn心le了 ，kàn看lái来diàn电zǐ子zhī支fù付bǐ比wǒ我xiǎng想xiàng象de的hái还yào要ān安quán全 。Leo: Then I'm relieved. It seems electronic payment is even safer than I thought.
59小悦nǐ你lái来háng杭zhōu州zhè这me么jiǔ久 ，yǒu有méi没yǒu有jiàn见guò过lǎo老rén人jiā家yòng用shǒu手jī机fù付qián钱 ？Xiaoyue: You've been in Hangzhou for so long, have you seen elderly people paying with their phones?
60Leojiàn见guò过hěn很duō多cì次 ，wǒ我jīng经cháng常kàn看dào到lǎo老nǎi奶nai奶zài在chāo超shì市lǐ里sǎo扫mǎ码 。Leo: I've seen it many times. I often see elderly grandmas scanning QR codes in supermarkets.
61小悦hěn很duō多wài外guó国rén人jué觉de得lǎo老rén人jiā家kě可néng能bú不huì会yòng用zhè这zhǒng种gāo高kē科jì技 。Xiaoyue: Many foreigners think that elderly people probably can't use this kind of high technology.
62Leowǒ我yǐ以qián前yě也zhè这me么xiǎng想 ，dàn但xiàn现zài在wǒ我jué觉de得zhōng中guó国de的yé爷ye爷nǎi奶nai奶hěn很lì厉hài害 。Leo: I used to think so too, but now I think China's grandparents are very capable.
63小悦zhǐ只yào要xué学huì会le了 ，tā他men们yě也huì会jué觉de得bú不yòng用shù数qián钱zhēn真de的hěn很fāng方biàn便 。Xiaoyue: Once they learn, they also find it really convenient not to have to count money.
64Leoméi没cuò错 ，kē科jì技ràng让měi每gè个rén人de的shēng生huó活dōu都biàn变de得gèng更jiǎn简dān单le了 。Leo: Exactly, technology makes everyone's life simpler.
65小悦shuō说dào到zhè这lǐ里 ，nǐ你yǒu有méi没yǒu有yù遇dào到guò过shén什me么guān关yú于fù付qián钱de的qù趣shì事 ？Xiaoyue: Speaking of this, have you ever encountered any interesting stories about paying?
66Leoyǒu有yí一gè个gù故shì事wǒ我yí一dìng定yào要jiǎng讲 ，nà那shì是wǒ我gāng刚lái来háng杭zhōu州de的dì第yī一zhōu周 。Leo: There's one story I must tell. It was my first week in Hangzhou.
67小悦kuài快shuō说gěi给wǒ我men们tīng听tīng听 。Xiaoyue: Tell us quickly.
68Leonà那tiān天wǒ我zài在jiē街shàng上zǒu走 ，kàn看dào到yí一gè个qǐ乞tǎo讨de的rén人zài在xiàng向lù路rén人yào要qián钱 。Leo: That day I was walking on the street and saw a beggar asking passersby for money.
69小悦qǐ乞tǎo讨de的rén人 ？nà那nǐ你shì是zěn怎me么zuò做de的 ？nǐ你gěi给tā他qián钱le了ma吗 ？Xiaoyue: A beggar? Then what did you do? Did you give him money?
70Leowǒ我dāng当shí时mō摸le了mō摸kǒu口dài袋 ，fā发xiàn现wǒ我zhēn真de的méi没yǒu有dài带xiàn现jīn金 。Leo: At that time I felt my pockets and found that I really didn't have any cash.
71小悦nà那nǐ你shì是bu不shì是jué觉de得hěn很gān尴gà尬 ，xiǎng想kuài快diǎn点zǒu走guò过qù去 ？Xiaoyue: Then did you feel very embarrassed and want to walk away quickly?
72Leojié结guǒ果tā他zhǐ指le了zhǐ指bó脖zi子shàng上guà挂zhe着de的èr二wéi维mǎ码 。Leo: As it turned out, he pointed to the QR code hanging around his neck.
73小悦hā哈hā哈 ，tā他shì是bu不shì是shuō说 ："méi没guān关xì系 ，nǐ你kě可yǐ以sǎo扫mǎ码gěi给wǒ我 "？Xiaoyue: Haha, did he say, "It's okay, you can scan and give it to me"?
74Leoméi没cuò错 ！wǒ我dāng当shí时zhēn真de的jīng惊dāi呆le了 ，qǐ乞tǎo讨de的rén人jū居rán然yě也yǒu有èr二wéi维mǎ码 。Leo: Exactly! I was really shocked at that time. Even a beggar had a QR code.
75小悦zhè这shuō说míng明zài在zhōng中guó国 ，lián连qǐ乞tǎo讨de的rén人dōu都zhī知dào道diàn电zǐ子zhī支fù付zuì最fāng方biàn便 。Xiaoyue: This shows that in China, even beggars know that electronic payment is the most convenient.
76Leocóng从nà那tiān天qǐ起 ，wǒ我jiù就zhī知dào道zài在zhōng中guó国zhēn真de的bù不xū需yào要dài带xiàn现jīn金le了 。Leo: From that day on, I knew that in China you really don't need to carry cash.
77小悦zhè这ge个gù故shì事tài太gǎo搞xiào笑le了 ，bú不guò过wǒ我yě也yù遇dào到guò过yí一gè个gān尴gà尬de的kè客rén人 。Xiaoyue: That story is hilarious, but I've also encountered an embarrassed customer.
78Leoshì是zài在nǐ你de的tián甜pǐn品diàn店lǐ里fā发shēng生de的ma吗 ？nà那ge个kè客rén人zěn怎me么le了 ？Xiaoyue: Did it happen in your dessert shop? What happened to that customer?
79小悦nà那tiān天yǒu有yí一gè个kè客rén人xuǎn选le了yí一gè个cǎo草méi莓dàn蛋gāo糕hé和jǐ几gè个miàn面bāo包 ，zhǔn准bèi备fù付qián钱 。Xiaoyue: One day a customer picked a strawberry cake and a few breads, ready to pay.
80Leorán然hòu后ne呢 ？tā他shì是bu不shì是xiàng像wǒ我yí一yàng样 ，fā发xiàn现shǒu手jī机méi没diàn电le了 ？Leo: And then? Did he, like me, find out his phone was dead?
81小悦bǐ比méi没diàn电gèng更cǎn惨 ，tā他dào到le了guì柜tái台cái才fā发xiàn现 ，tā他gēn根běn本méi没dài带shǒu手jī机 。Xiaoyue: Worse than dead battery. He got to the counter and only then realized he hadn't brought his phone at all.
82Leonà那tā他yí一dìng定hěn很zháo着jí急ba吧 。Leo: He must have been very anxious then.
83小悦shì是de的 ，tā他fān翻biàn遍le了suǒ所yǒu有de的kǒu口dài袋 ，zuì最hòu后wèn问wǒ我néng能bu不néng能děng等tā他 。Xiaoyue: Yes, he searched all his pockets and finally asked me if I could wait for him.
84Leotā他yào要huí回jiā家qù去ná拿xiàn现jīn金lái来fù付gěi给nǐ你ma吗 ？Leo: Was he going to go home to get cash to pay you?
85小悦bú不shì是 ，tā他shuō说tā他yào要qí骑chē车huí回jiā家ná拿shǒu手jī机 ，rán然hòu后zài再huí回lái来sǎo扫mǎ码 。Xiaoyue: No, he said he would bike home to get his phone and then come back to scan.
86Leohā哈hā哈 ，tā他nìng宁yuàn愿pǎo跑huí回jiā家ná拿shǒu手jī机 ，yě也bù不xiǎng想qù去jiè借qián钱ma吗 ？Leo: Haha, he would rather run home to get his phone than borrow money?
87小悦zhǔ主yào要shi是xiàn现zài在dà大jiā家dōu都xí习guàn惯le了sǎo扫mǎ码 ，zhǎo找xiàn现jīn金fǎn反ér而gèng更nán难 。Xiaoyue: Mainly because now everyone is used to scanning, and finding cash is actually harder.
88Leoquè确shí实 ，wǒ我xiàn现zài在rú如guǒ果méi没dài带shǒu手jī机 ，wǒ我lián连mén门dōu都bù不gǎn敢chū出 。Leo: Indeed, now if I don't have my phone with me, I don't even dare to go out.
89小悦gǎn感jué觉shǒu手jī机xiàn现zài在yǐ已jīng经biàn变chéng成le了wǒ我men们shēn身tǐ体de的yí一bù部fen分 。Xiaoyue: It feels like phones have now become a part of our bodies.
90Leoduì对 ，tā它bù不jǐn仅shì是diàn电huà话 ，hái还shì是qián钱bāo包 、dì地tú图hé和fān翻yì译jī机 。Leo: Yes, it's not only a phone, but also a wallet, a map, and a translator.
91小悦bú不guò过 ，yòng用shǒu手jī机fù付qián钱yě也huì会ràng让nǐ你huā花qián钱gèng更kuài快 ，nǐ你jué觉de得ne呢 ？Xiaoyue: However, paying with a phone also makes you spend money faster, don't you think?
92Leowǒ我wán完quán全tóng同yì意 ，yīn因wèi为sǎo扫mǎ码de的shí时hòu候 ，wǒ我méi没gǎn感jué觉dào到qián钱zài在jiǎn减shǎo少 。Leo: I completely agree, because when scanning, I don't feel the money decreasing.
93小悦fù付xiàn现jīn金de的shí时hòu候 ，nǐ你huì会kàn看dào到yì一zhāng张dà大dà大de的zhǐ纸bì币biàn变chéng成le了jǐ几gè个xiǎo小yìng硬bì币 。Xiaoyue: When paying with cash, you see a big banknote turn into a few small coins.
94Leoméi没cuò错 ，nà那zhǒng种gǎn感jué觉hěn很xīn心téng疼 ，dàn但shì是sǎo扫mǎ码zhǐ只shì是shù数zì字biàn变le了yí一xià下 。Leo: Exactly, that feeling hurts, but scanning just changes a number.
95小悦suǒ所yǐ以nǐ你xiàn现zài在de的zhàng账dān单shì是bu不shì是měi每gè个yuè月dōu都hěn很cháng长 ？Xiaoyue: So is your monthly bill very long now?
96Leoshì是de的 ，wǒ我měi每tiān天dōu都huì会kàn看wǒ我de的zhī支fù付bǎo宝zhàng账dān单 ，rán然hòu后xià吓yí一tiào跳 。Leo: Yes, I look at my Alipay bill every day and then get a shock.
97小悦hā哈hā哈 ，kàn看lái来nǐ你yǐ以hòu后yào要shǎo少mǎi买yì一diǎn点nǎi奶chá茶le了 。Xiaoyue: Haha, looks like you need to buy less milk tea in the future.
98Leowǒ我huì会nǔ努lì力de的 ，dàn但shì是háng杭zhōu州hǎo好hē喝de的nǎi奶chá茶zhēn真de的tài太duō多le了 。Leo: I'll try, but Hangzhou really has too much delicious milk tea.
99小悦huà话shuō说huí回lái来 ，nǐ你jué觉de得diàn电zǐ子zhī支fù付duì对huán环jìng境yǒu有hǎo好chù处ma吗 ？Xiaoyue: Speaking of which, do you think electronic payment is good for the environment?
100Leodāng当rán然yǒu有hǎo好chù处 ，yīn因wèi为wǒ我men们bú不yòng用dǎ打yìn印nà那me么duō多de的zhǐ纸bì币le了 。Leo: Of course it's good, because we don't have to print so much paper money.
101小悦méi没cuò错 ，jiǎn减shǎo少le了zhǐ纸zhāng张de的làng浪fèi费 ，yě也shì是bǎo保hù护dì地qiú球de的yì一zhǒng种fāng方shì式 。Xiaoyue: Exactly, reducing paper waste is also a way to protect the Earth.
102Leoér而qiě且mǎi买dōng东xī西de的shōu收jù据yě也kě可yǐ以shì是diàn电zǐ子de的 ，bú不yòng用dǎ打yìn印chū出lái来 。Leo: And receipts for purchases can also be electronic, without being printed out.
103小悦méi没cuò错 ，diàn电zǐ子shōu收jù据zhí直jiē接fā发dào到shǒu手jī机shàng上 ，fēi非cháng常róng容yì易zhǎo找 。Xiaoyue: Right, electronic receipts are sent directly to your phone and are very easy to find.
104Leozhè这zhǒng种shēng生huó活fāng方shì式zhēn真de的hěn很xiàn现dài代 ，wǒ我fēi非cháng常xǐ喜huan欢 。Leo: This lifestyle is really modern, I like it very much.
105小悦rú如guǒ果nǐ你yǐ以hòu后huí回lún伦dūn敦 ，nǐ你hái还huì会xiǎng想niàn念zhè这zhǒng种sǎo扫mǎ码de的gǎn感jué觉ma吗 ？Xiaoyue: If you go back to London in the future, will you miss this feeling of scanning?
106Leowǒ我kěn肯dìng定huì会xiǎng想niàn念de的 ，wǒ我kě可néng能huì会duì对zhe着lún伦dūn敦de的diàn店zhǔ主men们huī挥shǒu手jī机 。Leo: I will definitely miss it. I might wave my phone at the shop owners in London.
107小悦hā哈hā哈 ，lún伦dūn敦de的diàn店zhǔ主men们kě可néng能huì会jué觉de得nǐ你hěn很qí奇guài怪 。Xiaoyue: Haha, the shop owners in London might think you're very strange.
108Leotā他men们kě可néng能huì会wèn问wǒ我 ："nǐ你zài在zuò做shén什me么 ？qǐng请gěi给wǒ我xìn信yòng用kǎ卡 。"Leo: They might ask me, "What are you doing? Please give me your credit card."
109小悦kàn看lái来nǐ你yào要huā花yí一duàn段shí时jiān间cái才néng能chóng重xīn新xí习guàn惯yòng用xiàn现jīn金 。Xiaoyue: It seems you'll need to spend some time to get used to using cash again.
110Leohuò或zhě者wǒ我kě可yǐ以shuō说fú服tā他men们yě也kāi开shǐ始yòng用èr二wéi维mǎ码fù付qián钱 。Leo: Or I can convince them to start using QR codes to pay too.
111小悦nà那kě可néng能shì是yí一gè个hěn很dà大de的gōng工chéng程 ，xū需yào要hěn很duō多rén人de的nǔ努lì力 。Xiaoyue: That might be a big project, requiring many people's efforts.
112Leoméi没guān关xì系 ，hǎo好yòng用de的dōng东xī西zǒng总yǒu有yì一tiān天huì会zài在quán全shì世jiè界liú流xíng行 。Leo: It's okay. Useful things will eventually become popular all over the world.
113小悦shuō说de的duì对 ，jiù就xiàng像wǒ我men们xiàn现zài在de的jié节mù目yí一yàng样 。Xiaoyue: Well said, just like our show now.
114Leohā哈hā哈 ，nǐ你shì是zài在shuō说wǒ我men们de的jié节mù目yě也huì会zài在quán全shì世jiè界liú流xíng行ma吗 ？Leo: Haha, are you saying our show will also become popular worldwide?
115小悦zhǐ只yào要dà大jiā家xǐ喜huan欢tīng听 ，wǒ我men们jiù就huì会yì一zhí直jiǎng讲xià下qù去 。Xiaoyue: As long as everyone enjoys listening, we will keep on talking.
116Leoxiǎo小yuè悦 ，nǐ你jué觉de得wèi未lái来wǒ我men们hái还huì会yòng用shǒu手jī机fù付qián钱ma吗 ？Leo: Xiaoyue, do you think we will still pay with phones in the future?
117小悦wǒ我kàn看dào到yǒu有xiē些shāng商diàn店yǐ已jīng经yǒu有shuā刷liǎn脸zhī支fù付le了 。Xiaoyue: I see that some stores already have face scan payment.
118Leoshuā刷liǎn脸zhī支fù付 ？shì是zhí直jiē接yòng用liǎn脸qù去sǎo扫nà那ge个jī机qì器ma吗 ？Leo: Face scan payment? Is it directly using your face to scan that machine?
119小悦méi没cuò错 ，lián连shǒu手jī机dōu都bú不yòng用ná拿chū出lái来 ，kàn看kàn看jìng镜tóu头qián钱jiù就fù付hǎo好le了 。Xiaoyue: Exactly, you don't even need to take out your phone. Just look at the camera and the money is paid.
120Leotiān天nǎ哪 ，nà那yǐ以hòu后wǒ我chū出mén门zhēn真de的lián连kǒu口dài袋dōu都bù不xū需yào要le了 。Leo: Oh my, then in the future when I go out I really won't even need pockets.
121小悦kē科jì技de的fā发zhǎn展zhēn真de的tài太kuài快le了 ，wǒ我dōu都kuài快gēn跟bú不shàng上le了 。Xiaoyue: The development of technology is really too fast, I can barely keep up.
122Leozhǐ只yào要bú不yòng用shù数yìng硬bì币 ，shén什me么yàng样de的zhī支fù付fāng方shì式wǒ我dōu都huān欢yíng迎 。Leo: As long as I don't have to count coins, I welcome any payment method.
123小悦kàn看lái来nǐ你zhēn真de的shì是bèi被yìng硬bì币shāng伤tòu透le了xīn心 。Xiaoyue: It seems you've really been heartbroken by coins.
124Leonǐ你bù不zhī知dào道 ，yǒu有yí一cì次wǒ我de的yìng硬bì币diào掉jìn进xià下shuǐ水dào道 ，wǒ我nán难guò过le了hěn很jiǔ久 。Leo: You don't know, once my coin fell into a sewer, and I was sad for a long time.
125小悦hā哈hā哈 ，rú如guǒ果nà那shì是shǒu手jī机diào掉jìn进xià下shuǐ水dào道 ，nǐ你huì会gèng更nán难guò过ba吧 。Xiaoyue: Haha, if that were a phone falling into the sewer, you'd be even sadder, right?
126Leoquè确shí实 ，wǒ我kě可néng能huì会shāng伤xīn心hǎo好jǐ几tiān天 。Leo: Indeed, I might be sad for several days.
127小悦suǒ所yǐ以 ，wǒ我men们yào要bǎo保hù护hǎo好zì自jǐ己de的shǒu手jī机 ，hái还yào要jì记de得chōng充diàn电 。Xiaoyue: So we need to protect our phones and also remember to charge them.
128Leoméi没cuò错 ，chōng充diàn电bǎo宝xiàn现zài在yǐ已jīng经chéng成le了wǒ我zuì最hǎo好de的péng朋yǒu友 。Leo: Exactly, power banks have now become my best friends.
129小悦zài在zhōng中guó国 ，jiè借chōng充diàn电bǎo宝yě也fēi非cháng常fāng方biàn便 ，duì对bu不duì对 ？Xiaoyue: In China, borrowing power banks is also very convenient, isn't it?
130Leoshì是de的 ，dào到chù处dōu都yǒu有gòng共xiǎng享chōng充diàn电bǎo宝 ，sǎo扫yí一xià下jiù就néng能jiè借 。Leo: Yes, shared power banks are everywhere, you can borrow one by scanning.
131小悦zhè这yě也shì是diàn电zǐ子zhī支fù付dài带gěi给wǒ我men们de的biàn便lì利zhī之yī一 。Xiaoyue: This is also one of the conveniences that electronic payment brings us.
132Leowǒ我xiàn现zài在yuè越lái来yuè越jué觉de得 ，shēng生huó活zài在zhōng中guó国zhēn真de的hěn很xìng幸fú福 。Leo: Now I feel more and more that living in China is really happy.
133小悦xiè谢xiè谢nǐ你de的kuā夸jiǎng奖 ，wǒ我men们yě也xī希wàng望měi每yí一gè个lái来zhōng中guó国de的péng朋yǒu友dōu都néng能xí习guàn惯 。Xiaoyue: Thank you for your compliment. We also hope that every friend who comes to China can get used to it.
134Leozhǐ只yào要xué学huì会le了yòng用shǒu手jī机fù付qián钱 ，nǐ你jiù就xué学huì会le了zài在zhōng中guó国shēng生huó活 。Leo: As long as you learn to pay with your phone, you've learned how to live in China.
135小悦zhè这jù句huà话shuō说dé得duì对jí极le了 ，Leo。Xiaoyue: That's absolutely right, Leo.
136Leoxiè谢xiè谢nǐ你de的kuā夸jiǎng奖 。Leo: Thank you for your compliment.
137小悦 Leo，nǐ你jué觉de得 "èr二wéi维mǎ码 "zhè这ge个cí词nán难xiě写ma吗 ？Xiaoyue: Leo, do you think the word "QR code" is difficult to write?
138Leoxiě写qǐ起lái来yǒu有diǎn点nán难 ，dàn但shì是shuō说qǐ起lái来hěn很jiǎn简dān单 。Leo: It's a bit hard to write, but it's very easy to say.
139小悦èr二wéi维mǎ码 ，jiù就shì是yí一gè个zhèng正fāng方xíng形de的 、hēi黑bái白de的xiǎo小fāng方kuài块 。Xiaoyue: A QR code is a square, black-and-white little block.
140Leoméi没cuò错 ，tā它suī虽rán然kàn看qǐ起lái来hěn很pǔ普tōng通 ，dàn但shì是fēi非cháng常yǒu有yòng用 。Leo: Exactly, although it looks very ordinary, it's very useful.
141小悦jiù就xiàng像yí一gè个mì秘mì密de的mén门 ，sǎo扫yí一xià下jiù就néng能tōng通wǎng往rèn任hé何dì地fāng方 。Xiaoyue: It's like a secret door; scanning it can lead you anywhere.
142Leohā哈hā哈 ，zhè这ge个bǐ比yù喻hěn很yǒu有qù趣 ，wǒ我xǐ喜huan欢 。Leo: Haha, that metaphor is very interesting, I like it.
143小悦hǎo好le了 ，wǒ我men们yào要zhǔn准bèi备kāi开shǐ始zǒng总jié结jīn今tiān天de的jié节mù目le了 。Xiaoyue: Okay, we need to prepare to start summarizing today's show.
144Leohǎo好de的 ，shí时jiān间guò过dé得zhēn真kuài快 ，wǒ我hái还xiǎng想zài再duō多liáo聊liáo聊 。Leo: Okay, time flies really fast. I'd still like to chat more.
145小悦wǒ我men们yǐ以hòu后hái还yǒu有hěn很duō多jī机huì会liáo聊bù不tóng同de的shēng生huó活huà话tí题 。Xiaoyue: We'll have many more chances to talk about different life topics in the future.
146Leonà那zuì最hòu后wǒ我yě也lái来wèn问nǐ你yí一gè个wèn问tí题ba吧 ，xiǎo小yuè悦 。Leo: Then finally let me ask you a question, Xiaoyue.
147小悦méi没wèn问tí题 ，nǐ你wèn问ba吧 ，wǒ我zhǔn准bèi备hǎo好le了 。Xiaoyue: No problem, go ahead, I'm ready.
148Leorú如guǒ果nǐ你xiàn现zài在bì必xū须qù去yí一gè个zhǐ只néng能yòng用xiàn现jīn金de的dì地fāng方 ，nǐ你huì会zěn怎me么bàn办 ？Leo: If you now had to go to a place where you can only use cash, what would you do?
149小悦wú唔 ，nà那wǒ我kě可néng能yào要qù去yín银háng行pái排duì队huàn换hěn很duō多xiàn现jīn金 。Xiaoyue: Hmm, then I might have to go to the bank and queue up to exchange a lot of cash.
150Leonǐ你huì会jué觉de得hěn很má麻fán烦ma吗 ？Leo: Would you find it very troublesome?
151小悦wǒ我kěn肯dìng定huì会jué觉de得fēi非cháng常bù不xí习guàn惯 ，yīn因wèi为wǒ我yǐ已jīng经tài太yī依lài赖shǒu手jī机le了 。Xiaoyue: I would definitely feel very unaccustomed to it, because I already rely too much on my phone.
152Leokàn看lái来wǒ我men们dōu都yǐ已jīng经shì是xiàn现dài代shēng生huó活de的 "shòu受hài害zhě者 "liǎo了 。Leo: It seems we are already "victims" of modern life.
153小悦hā哈hā哈 ，shì是xiǎng享shòu受zhě者 ，bú不shì是shòu受hài害zhě者 。Xiaoyue: Haha, it's "enjoyers", not "victims".
154Leoméi没cuò错 ，shì是xiǎng享shòu受zhě者 。Leo: Exactly, enjoyers.
155小悦jīn今tiān天de的jié节mù目lǐ里 ，wǒ我men们tí提dào到le了hěn很duō多guān关jiàn键de的cí词huì汇 。Xiaoyue: In today's show, we mentioned many key vocabulary words.
156Leoduì对 ，bǐ比rú如xiàn现jīn金 、zhī支fù付bǎo宝 、wēi微xìn信 、sǎo扫mǎ码 。Leo: Yes, such as cash, Alipay, WeChat, scan.
157小悦hái还yǒu有èr二wéi维mǎ码 、qián钱bāo包 、xìn信yòng用kǎ卡 、chōng充diàn电bǎo宝 。Xiaoyue: Also QR code, wallet, credit card, power bank.
158Leozhè这xiē些cí词dà大jiā家yí一dìng定yào要jì记zhù住 ，yīn因wèi为zài在zhōng中guó国měi每tiān天dōu都huì会yòng用dào到 。Leo: Everyone must remember these words, because in China you'll use them every day.
159小悦jí即shǐ使nǐ你de的zhōng中wén文bù不hǎo好 ，zhǐ只yào要huì会yòng用shǒu手jī机zhī支fù付 ，yě也néng能mǎi买dào到dōng东xī西 。Xiaoyue: Even if your Chinese is not good, as long as you can use mobile payment, you can still buy things.
160Leoshì是de的 ，zhǐ只yào要jǔ举qǐ起shǒu手jī机 ，dà大jiā家jiù就dōu都míng明bái白le了 。Leo: Yes, as soon as you hold up your phone, everyone understands.
161小悦zhè这jiù就shì是diàn电zǐ子zhī支fù付de的mèi魅lì力 。Xiaoyue: This is the charm of electronic payment.
162Leozuì最hòu后 ，wǒ我yào要gěi给tīng听zhòng众péng朋yǒu友men们yí一gè个jiàn建yì议 。Leo: Finally, I want to give a suggestion to our listeners.
163小悦shén什me么jiàn建yì议 ？shì是guān关yú于cún存qián钱de的ma吗 ？Xiaoyue: What suggestion? Is it about saving money?
164Leoshì是guān关yú于lái来zhōng中guó国lǚ旅yóu游de的jiàn建yì议 。Leo: It's a suggestion about traveling to China.
165小悦kuài快gào告sù诉dà大jiā家ba吧 ，dà大jiā家yí一dìng定hěn很xiǎng想zhī知dào道 。Xiaoyue: Tell everyone quickly, they must really want to know.
166Leorú如guǒ果nǐ你lái来zhōng中guó国 ，zhǐ只néng能dài带yí一gè个dōng东xī西 。Leo: If you come to China and can only bring one thing.
167小悦nà那ge个dōng东xī西yí一dìng定shì是shǒu手jī机 ，duì对ma吗 ？Xiaoyue: That thing must be a phone, right?
168Leoméi没cuò错 ，yīn因wèi为shǒu手jī机lǐ里yǒu有qián钱 ，yǒu有nǐ你de的quán全bù部shēng生huó活 。Leo: Exactly, because in your phone there is money and your entire life.
169小悦nǎ哪pà怕zhī只dài带yí一gè个shǒu手jī机 ，nǐ你yě也zǒu走biàn遍tiān天xià下dōu都bú不pà怕 。Xiaoyue: Even if you only bring a phone, you can travel anywhere without fear.
170Leoshì是de的 ，zhè这jiù就shì是wǒ我xiàn现zài在de的zhēn真shí实gǎn感shòu受 。Leo: Yes, this is my true feeling now.
171小悦hǎo好le了 ，gǎn感xiè谢dà大jiā家de的shōu收tīng听 。Xiaoyue: Okay, thank you all for listening.
172Leogǎn感xiè谢dà大jiā家 ，xī希wàng望nǐ你men们xǐ喜huan欢zhè这qī期jié节mù目 。Leo: Thank you everyone, hope you liked this episode.
173小悦bié别wàng忘le了diǎn点zàn赞hé和guān关zhù注wǒ我men们de的pín频dào道 。Xiaoyue: Don't forget to like and follow our channel.
174Leorú如guǒ果nǐ你yǒu有yǒu有qù趣de的zhī支fù付gù故shì事 ，yě也qǐng请liú留yán言gào告sù诉wǒ我men们 。Leo: If you have interesting payment stories, please leave a comment and tell us.
175小悦xià下cì次jié节mù目 ，wǒ我men们huì会liáo聊liáo聊zhōng中guó国de的jiāo交tōng通 ，yě也hěn很jīng精cǎi彩 。Xiaoyue: In the next episode, we'll talk about transportation in China, which is also wonderful.
176Leotài太bàng棒le了 ，wǒ我yǒu有hěn很duō多guān关yú于zuò坐dì地tiě铁de的gù故shì事yào要jiǎng讲 。Leo: Great, I have many stories about taking the subway to tell.
177小悦nà那wǒ我men们xià下cì次zài再jiàn见 ，bài拜bài拜 ！Xiaoyue: Then we'll see you next time, bye bye!
178Leodà大jiā家xià下cì次jiàn见 ，bài拜bài拜 ！Leo: See you all next time, bye bye!